@kurapati-ujwala
There are various universities abroad that provide fully-funded Ph.D. programs. Some of these are:

University of Glasgow- College of Medicine, Veterinary and Life Sciences University of Bristol, UK University of Edinburgh, UK Ph.D. positions at The International Max Planck Research School for Translational Psychiatry (IMPRS-TP), Germany Ph.D. positions at The Graduate School of Quantitative Biosciences Munich (QBM), Germany

You can learn more about these funded projects from our experts. Reach out to them at +91 9145332283.

@shruti-rai
There is no one right answer to this question. The bank you choose will depend on your personal financial situation. But let’s look at the options you have-

Public banks: Public Sector Banks or PSB’s, like SBI, offer low-interest rates. Apply for a loan here at least 20-25 days in advance. Private banks: The good thing about private banks like HDFC and Axis is that they offer higher amounts of loans than PSB’s for unsecured loans. NBFC’s: NBFC’s are a great option if you want to get an unsecured loan in a very short period of time.

You can read all about getting an education loan here: Education loan for abroad studies

@pranay_s

Hi Pranay,
Loans are offered by almost all banks and student loan interest rates are relatively lower than other loans. These loans give all students the equal opportunity to get a good education, irrespective of their financial backgrounds.

The student loan interest rate for each bank are different. Most of these loans are federal loans and can range from 3.73% to 6.28% depending on the student’s level of study. Bank of Baroda charges 6.75% over a loan of 20 lakh for a tenure of seven years. Union Bank’s student loan interest rate is 6.8%. For international student loan interest rates, you can consider checking loan and finance companies like Ascent, College Ave, and others.

Keep an eye on the discounts that a bank may offer if you fulfill certain criteria. For further assistance, feel free to get in touch with our study abroad counselors.

Hey Manas!

The Dr. Ambedkar Central Sector Scheme is one of the most popular government education loan schemes in India. The objective of this scheme is to help students belonging to minority communities achieve opportunities for education overseas. The education loans with a 100% subsidy. This allows meritorious students the financial assistance they require. It is important to note, however, that the scheme is only applicable for higher levels of study such as Masters, MPhil, and PhD courses. This is a scheme you can avail yourself once and cannot use again for higher education courses.

If you want to know more about various student loan schemes in India, read: 5 Government Education Loan Schemes to Study Abroad!

If you still need help choosing the right country for you, our study abroad experts can help. Reach out to them at +91 9145332283 or info@ischoolconnect.com.

Hey Shruti!

Scholarships and other grants at Yale University are often referred to as gift aid because they do not need to be repaid. Such gift aid falls into one of three categories in the Yale financial aid award:

Yale Scholarship
merit-based scholarships
entitlement grants

U.S. veterans and service members may also choose to use their military education benefits at Yale.

Military Benefits and Financial Aid
VA Education and Training website

Hey Manas!

The Chancellor's International Scholarship at the University of Hertfordshire is available for applicants classified as international for fee purposes who have applied and been offered a place to study at the University in September 2022 for the first time. Amounts are variable from £500 up to £4000.