Hey Manas!

The Chancellor's International Scholarship at the University of Hertfordshire is available for applicants classified as international for fee purposes who have applied and been offered a place to study at the University in September 2022 for the first time. Amounts are variable from £500 up to £4000.

Hey Shruti!

Scholarships and other grants at Yale University are often referred to as gift aid because they do not need to be repaid. Such gift aid falls into one of three categories in the Yale financial aid award:

Yale Scholarship
merit-based scholarships
entitlement grants

U.S. veterans and service members may also choose to use their military education benefits at Yale.

Military Benefits and Financial Aid
VA Education and Training website

Hey Manas!

The Dr. Ambedkar Central Sector Scheme is one of the most popular government education loan schemes in India. The objective of this scheme is to help students belonging to minority communities achieve opportunities for education overseas. The education loans with a 100% subsidy. This allows meritorious students the financial assistance they require. It is important to note, however, that the scheme is only applicable for higher levels of study such as Masters, MPhil, and PhD courses. This is a scheme you can avail yourself once and cannot use again for higher education courses.

If you want to know more about various student loan schemes in India, read: 5 Government Education Loan Schemes to Study Abroad!

If you still need help choosing the right country for you, our study abroad experts can help. Reach out to them at +91 9145332283 or info@ischoolconnect.com.

@pranay_s

Hi Pranay,
Loans are offered by almost all banks and student loan interest rates are relatively lower than other loans. These loans give all students the equal opportunity to get a good education, irrespective of their financial backgrounds.

The student loan interest rate for each bank are different. Most of these loans are federal loans and can range from 3.73% to 6.28% depending on the student’s level of study. Bank of Baroda charges 6.75% over a loan of 20 lakh for a tenure of seven years. Union Bank’s student loan interest rate is 6.8%. For international student loan interest rates, you can consider checking loan and finance companies like Ascent, College Ave, and others.

Keep an eye on the discounts that a bank may offer if you fulfill certain criteria. For further assistance, feel free to get in touch with our study abroad counselors.

@shruti-rai
There is no one right answer to this question. The bank you choose will depend on your personal financial situation. But let’s look at the options you have-

Public banks: Public Sector Banks or PSB’s, like SBI, offer low-interest rates. Apply for a loan here at least 20-25 days in advance. Private banks: The good thing about private banks like HDFC and Axis is that they offer higher amounts of loans than PSB’s for unsecured loans. NBFC’s: NBFC’s are a great option if you want to get an unsecured loan in a very short period of time.

You can read all about getting an education loan here: Education loan for abroad studies

Well, it really depends on your profile
And how much effort you put into your scholarship applicants
But, to start with-

Shortlist which universities you are going to apply to See how much money you’ll have to spend while studying abroad Now that you have this amount in hand, check if your and your parents’ savings are enough to cover more than half of your education expenses Put in an average scholarship amount for those universities
If not, you will be needing an education loan for abroad studies

I think it's best to get one from a bank in the country where you're planning to study...
But it's only possible if you have a relative there

If you have sizeable collateral, go to a public bank
Otherwise, go to an NBFC

They both have their pros and cons-

Collateral loans have a lower interest rate Non-collateral loans give you more time after graduation to start earning Non-collateral loans ask you to pay a simple interest every month during the moratarium period, and more

I've heard that Yale has quite a generous financial aid policy based on your household income
Students with household gross income under $65,000 attend for free

The first thing you need to do is-

Figure out how much studying abroad will cost you How much of that you can pay for yourself Which type of loan is the best for you, collateral or non-collateral Which type of bank to apply to How to apply for a loan

You will find all this information in detail here

Get a loan
I know it sounds like something you want to avoid
But it's usually difficult to pay for your own education without taking a loan
Just make sure you don't get into too much debt

There are several ways of getting student loan forgiveness-

Income-Based Repayment (IBR) Pay As You Earn (PAYE) Faculty Loan Repayment Program, etc.

Check out all these options in detail

Honestly, I can't give you an exact figure
But
Student discounts help you with daily as well as large expenses. like

Food Salons Shopping Travel Concerts, and more

Oh, there are a lot of scholarships civil engineering students can apply for-
Beavers
Chevron
Theodore Olsen
Tsuneo Sekine Fund
John C. Shimmick Scholarship
Ulchi and Yoshiko Sunada Scholarship
And more

Chevening, Commonwealth, and Marshall Scholarships are available for students who want to do their Masters in Civil Engineering

@juhi-rathod hi mam I need to study (bachelors)b.sc agriculture in Uk after my class 12 but my family is not eligible for the budget so I have to and need to study for free can u pls share me the scholarships which belong to free fund and 100% kindly pls mam🙏🙏

Varies from one scholarship to another
Some only provide scholarships to cover the tuition fee
Others provide tuition and travel fee
Some cover everything except persona expenses
See this list for details