Study in USA – Best Universities, Education Cost & Visa Fee

Overview

The USA continues to be the leading destination for international students, welcoming approximately 1.1 million students annually. Indian students make up a significant portion of this, representing 21% of the international student body. For those considering studying in the USA in 2025, the country offers unparalleled opportunities and a diverse academic environment. Whether you are looking to study abroad in the USA or explore opportunities as one of the many Indian students in the USA, this year presents exciting possibilities for academic and personal growth.

Why USA

Studying in the USA for international students provides unparalleled opportunities for higher education. With top-ranked universities like MIT, Stanford, and Harvard, the U.S. offers a flexible education system, diverse courses, and significant advantages such as the STEM OPT program. This makes the USA an ideal destination for those seeking a world-class education and career growth.

Here are the advantages of studying in the USA in 2025:

  • Top Universities: The USA boasts world-class institutions like MIT, Stanford, Harvard, and UC Berkeley, with 15 U.S. universities ranked among the top 20 globally.

  • Flexible Education System: U.S. universities offer a flexible credit system, allowing students to explore various fields and choose their major by the end of their second year.

  • Diverse Courses: With over 2 million programs across 4-year and 2-year institutions, the USA provides extensive educational opportunities, including Bachelor's, Master’s, Doctoral, and Certificate courses.

  • STEM OPT: International students in STEM fields can benefit from the STEM OPT program, which extends their stay by two years post-graduation for additional work experience.

  • Research and Innovation: The USA leads in research and innovation, housing 16 of the top 50 universities worldwide.

Admissions

The admission process varies from college to college, but the following documents are general requirements for admission to higher education in the United States.

What is the process to study in the USA for Indian students?

If you're wondering how to study in the USA from India, you're not alone. Many Indian students are eager to explore educational opportunities in America. The application process for universities in the USA can take approximately 2 to 3 months. Here’s a step-by-step guide to help you navigate the process:

  • Research and Choose Programs: Identify universities and programs that align with your academic and career goals. Consider factors such as location, course offerings, and campus facilities.

  • Prepare for Standardised Tests: Depending on the program, you may need to take standardised tests like the GRE, GMAT, SAT, or ACT. Prepare for and schedule these tests in advance.

  • Check Admission Requirements: Review the admission requirements for each program, including academic qualifications, language proficiency (TOEFL/IELTS), and application deadlines.

  • Gather Documents: Prepare necessary documents such as transcripts, letters of recommendation, a statement of purpose, and proof of English proficiency.

  • Apply: Complete and submit application forms for your chosen universities. Pay attention to each program's application deadlines and requirements.

  • Secure Funding: Explore scholarship opportunities, financial aid, and other funding options to support your studies in the USA.

  • Obtain a Student Visa: Once accepted, apply for an F-1 student visa. Schedule a visa interview at the nearest US embassy or consulate, and provide the required documentation, including your I-20 form issued by the university.

  • Make Travel Arrangements: Plan your travel to the USA, including accommodation and orientation at your university.

Best Time to Study in the USA: Intakes, Months & Duration Explained!

Intake

Start Month

Duration

Application Period

Popularity

Details

Fall

August

13 weeks

A year before enrollment

Highest

  • First intake of the academic year. 

  • Lasts until the end of December or the beginning of January.

  • The highest rush is especially from overseas students. 

  • Many universities only accept Fall applications

Spring

January

16 weeks

Similar to the Fall intake

The second most popular

  • Second intake of the academic year. 

  • Lasts through May. 

  • The application process is similar to the Fall intake.

Summer

June

2 months

4-6 months before start

Least popular

  • Shortest intake of the three. 

  • Few universities accept students.

  • Special summer programs offered by some universities, e.g., Stanford University programs


proof of exams.svg

Proof of English proficiency (TOEFL/IELTS)

exams (2).svg

GMAT/GRE for postgraduate programs

letter of recommendation.svg

Letters of recommendation

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Statement of purpose

academic transcripts.svg

Academic transcripts

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Copy of a valid passport

Universities

Students wishing to pursue higher education in the USA have an abundance of options, including many of the best universities in the USA for Indian students.

The United States is a popular study-abroad destination, renowned for its prestigious educational institutions. 

According to the QS World University Rankings 2025, the top ten US universities include: 

Top Colleges in the USA

US News - Global Rankings 2025

Harvard University

1

Massachusetts Institute of Technology

2

Stanford University

3

University of California

5

University of Washington

7

University of Texas

56

California Institute of Technology

10

Johns Hopkins University

13

Yale University

10

University of Pennsylvania

14

Harvard University.png

Harvard University

Cambridge, Massachusetts

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Princeton University

Princeton, New Jersey

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Massachusetts Institute of Technology

Cambridge, Massachusetts

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Courses

For those considering higher education in the USA in 2025, the country offers a diverse range of popular courses, with a notable emphasis on STEM (Science, Technology, Engineering, and Mathematics) fields. 

  • Over 50% of students opt for STEM courses in the USA, reflecting its strong academic reputation. 

  • Other sought-after fields include business and management (15%), social sciences (8%), physical and life sciences (8%), and fine and applied arts (5%). 

MS Course

Job Scope

Computer Science

Software Developer, AI/ML Engineer, Systems Architect

Data Science / Analytics

Data Scientist, Data Analyst, Business Intelligence Expert

Electrical Engineering

Embedded Systems Engineer, Power Systems Analyst

Mechanical Engineering

Design Engineer, Robotics Engineer, Thermal Analyst

Business Analytics / MIS

Business Analyst, Product Manager, IT Consultant

Cybersecurity

Security Analyst, Penetration Tester, Risk Consultant

Biotechnology / Life Sciences

Research Associate, Clinical Data Manager, Lab Scientist

computer science.svg Computer Science MBA.svg MBA Electronics.svg Engineering design.svg Design data science.svg Data Science
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Finances

According to Times Higher Education, the United States is the most expensive study abroad destination for higher education. 

  • The cost of studying in the USA for Indian students includes significant tuition fees and living expenses. 

  • For those planning to study in the USA in 2025, understanding these costs is crucial. 

  • The high tuition fees and overall expenses make it important to budget effectively when considering study abroad USA options. 


Annual Tuition Fee as per the Degree

Level of Education

Average Fee

Bachelor's

From ₹6.5 lakh to ₹33 lakh

Master's

From ₹8 lakh to ₹50 lakh

Doctorate

From ₹15 lakh – ₹40 lakh (approx. $15,000 – $50,000)

Popular Courses Fee

Course Name

Average Fee

MS

Approx. ₹21 L – ₹52 L

MBA/PGDM

Approx. ₹33 L – ₹66 L

B.E. / B.Tech

Approx. ₹21 L – ₹46 L

B.Sc.

Approx. ₹17 L – ₹41 L

MIM

Approx. ₹29 L – ₹50 L


Living Expenses 

When planning to study in the USA for Indian students, it's important to consider living expenses. The cost of studying in the USA includes rent, food, and transportation. Understanding these costs is essential for managing your budget and ensuring a smooth experience as you pursue higher education in the USA.

Expense

Average Cost per Year (INR)

Rent for housing, including utilities

₹18 L/year

Dormitory housing

₹6–10 L/year

Food

₹7 L/year

Books and Supplies

₹11 L/year

Transportation

₹11 L/year

Miscellaneous

₹0.83 L/year

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Scholarships

For those looking to study in the USA in 2025, scholarships can significantly reduce the cost of studying in the USA for Indian students. 

  • Scholarships can cover tuition, housing, health insurance, travel expenses, and even provide an additional monthly stipend of $2,000. 

  • These scholarships are broadly categorised into merit-based, awarded for academic or non-academic excellence, and need-based, given to students with financial need. 

  • Understanding these options is crucial for managing the cost of studying in the USA and making higher education in the USA more accessible.


Scholarship

Type

Eligibility

Benefits

AAUW International Fellowship

Merit-Based

Female students, non-U.S. citizens, equivalent U.S. degree, full-time course, intent to return home

USD 20,000 - USD 50,000, covers educational expenses, living costs, child care, travel

The Robertson Scholarship

Merit-Based

Apply to Duke or UNC-Chapel Hill, a valid passport, and a student visa

Up to USD 1,000 per academic year, community-building programs, leadership development

Tata Scholarship

Non-Government

Indian citizen, attended secondary school in India, admitted to Cornell, eligible for need-based aid

USD 25 million awarded annually to approximately 20 Indian scholars

Fulbright-Nehru Fellowships

Merit-Based

Completed equivalent of a U.S. bachelor's degree with at least 55% marks, and completed a master's degree

Fully funded, includes J-1 visa support, tuition, living expenses, round-trip ticket

Inlaks Shivdasani Foundation Scholarships

Merit-Based

Good undergraduate degree from a recognised Indian university, and an Indian passport holder

Up to USD 100,000

Aga Khan Foundation Scholarship

Non-Government

Excellent academic records, bachelor’s degree or equivalent, strong leadership potential

Covers tuition, living expenses, and other study-related costs

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Accommodation

Securing accommodation in the USA can be stressful for students planning to study in the USA in 2025. The key is to start searching early to find the right location and price. Living costs, including food and transportation, are generally higher than in other destinations. For those pursuing graduation in the USA or any other higher education program, early planning for accommodation is essential for students looking to study in the USA.


On-campus Accommodation  

On-campus accommodation is a popular choice for international students looking to study in the USA. 

  • It offers a cost-effective and convenient option, reducing rent and transportation costs while providing a secure environment and easy access to campus facilities. 

  • Students will benefit from basic amenities like water, food, electricity, and internet. 

  • For Indian students in the USA, the average monthly rent for on-campus housing ranges from 9,800 to 11,100 USD per year (819,300 to 926,850 INR). 

  • This option is especially advantageous for those looking to study USA abroad.

Off-campus Accommodation 

Although off-campus accommodation in the US. is generally unavailable for first-year students, sophomores and onwards can start exploring various off-campus accommodations.


Residence Halls: A Building featuring flats where students can stay in single rooms or share with other students.

  • Canteens

  • Health Centres

  • Recreational Activities

  • 1,000 USD - 5,000 USD (82,600 to 4.13 lakhs INR) 

Shared Apartments: Type of accommodation not connected to the university. Students need to sign tenancy contracts, which are legal documents that set down the terms of a student’s stay.

  • Preferred by students who love a private lifestyle. 

  • Give a sense of independence where one has to look over all the aspects of living, such as cleaning, cooking, groceries, and more. 

  • 625 USD - 8,000 USD (51,600 - 6.60 lakhs INR)

Homestay: Considered one of the safest types of accommodation, where students will be living with U.S. families right in their homes.

  • Students will have easy access to all the basic amenities, such as food and furniture.

  • Students will have peace of mind and protection in a foreign land.

  • 900 USD - 5,000 USD (74,300 - 4.13 lakhs INR)

Luxury Accommodation: The most comfortable choice of living. Apartments are generally fully furnished and come loaded with designer fittings and fixtures. 

  • All the basic amenities are covered. 

  • 24/7 secured apartments.

  • Gymnasiums, cinema rooms, and more luxury amenities.

  • 1,000 USD - 3,000 USD (82,600 - 2.47 lakhs INR)

Visa

The U.S. government provides three types of visas for those planning to study in the USA in 2025. For Indian students, the application fee for a U.S. student visa is currently $185, payable online directly to the U.S. Department of State.

Visa Type

Description

Program Type

Employment Options

F-1 Visa

Commonly used for full-time academic studies

Bachelor's, Master's, PhD, English language programs

On-campus work: Up to 20 hours per week. Optional Practical Training (OPT): Available for up to 1 year after graduation.

M-1 Visa

Designed for full-time vocational or non-academic programs (e.g., cosmetology, culinary arts)

Certificates, Diplomas

Employment is not permitted

J-1 Visa

Issued for participation in exchange programs sponsored by the US government or approved organisations

High school, university studies, internships, and research

Employment opportunities depend on the program sponsor and may include on-campus or practical training options.

Procedure to get a US Visa 

As a primary step for studying in the USA, a student must be accepted by an American university certified by the Student and Exchange Visitor Program (SEVP). Once students are accepted, they will receive a Form I-20 from the institution's international student office, which is a paper record of their information in the database called the Student and Exchange Visitor Information System (SEVIS).

Documents Required 

Paperwork and documentation are an important part of studying in the USA for higher education. To ensure a hassle-free admission process, students must keep the following documents ready with them at all times.

  • A valid passport that is valid for at least six months beyond the student's period of stay in the U.S. 

  • Acceptance at a SEVP-approved school and your Form I-20.

  • Application fee payment for the SEVIS.

  • Non-immigrant visa application and the Form DS-160 confirmation page.

  • Students photograph in the requested format and number.

Interview for a US Visa

A successful US visa interview requires preparation, just as with any interview and application process. The interview is designed to showcase why one would be travelling and establish their status as a legitimate student to study in the USA.  

The interview questions would be based on five criteria:

  • Study Plans

  • Choice of University

  • Academic Capability

  • Financial Condition

  • Post-graduation Plans

passport.svg Copy of valid Passport visa documents.svg Financial Documents i20.svg Form I-20 ds160.svg Copy of DS-160 sevis fee receipt.svg SEVIS Fee Receipt

Careers

Part-time Work Opportunity

For those planning to study in the USA in 2025, part-time work is an excellent way to earn extra money and gain valuable experience. 

  • Students can earn between $12 and $13 per hour while studying abroad in the USA. 

  • With an F-1 visa, students are allowed to work up to 20 hours per week during the academic term and up to 40 hours per week during breaks. 

  • This opportunity not only helps in managing the cost of studying in the USA for Indian students but also provides a chance to experience American culture closely.

Full-time Work Opportunity / Post-Study Work Opportunity

Currently, the U.S. immigration laws allow international students to be employed in the country during and after completion; however, there are restrictions.  Practical training offers students who have studied in the U.S. on an F-1 visa the opportunity to work for up to twelve months in a field related to their studies. 

Major Requirements for Post-Study Work Visa in the USA

  • The candidate must hold a lawful F-1 visa to study at a U.S. university.

  • Employment must be related to the candidate's course of study.

  • The OPT application must be submitted before completing all coursework.

  • A job must be secured within 90 days of graduation.

  • Work hours under OPT are 40 hours per week post-graduation.

  • OPT must be completed within 14 months of course completion.

  • If the student leaves the U.S. after graduation but before receiving the EAD and securing a job, re-entry is not permitted.

  • If the student leaves after receiving the EAD and securing a job, re-entry is allowed with a valid passport, F-1 visa, and EAD card.

Internships

Available for up to 12 months after graduation, OPT allows you to work in your field of study either part-time during your studies or full-time after graduation. For STEM graduates, an additional 24-month extension is possible, making a total of up to 36 months.

Work on an H-1B Visa 

The H-1B visa is designed for jobs requiring specialised knowledge and a minimum of a bachelor’s degree or its equivalent. 

  • It allows U.S. employers to hire qualified individuals who are otherwise not authorised to work in the United States. 

  • The visa is valid for a maximum of 6 years, with possible extensions under certain conditions. 

  • H-1B visa holders can also apply for employment-based green cards during their stay in the U.S.

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FAQ's

Question 1: How to study in the USA for free?

Answer: To study in the USA in 2025 for free, aim to apply to universities with significant financial aid or tuition-free programs. 

  • Seek out merit-based and need-based scholarships, and explore full-ride scholarships, which cover all expenses, including tuition, room, and board, though they are quite rare. 

  • Consider research or teaching assistantships that offer tuition waivers and stipends. 

  • Participate in work-study programs, utilise affordable community colleges, and take advantage of free online courses. 

  • Apply for financial aid through university programs and explore home country funding options.

Question 2: Why study in the USA?

Answer: Study in USA 2025 offers top-notch education with leading institutions like Massachusetts Institute of Technology (#1), Harvard University (#4), and Stanford University (#5), ranked internationally. U.S. universities are renowned for their great employability rates, diverse course options, and opportunities across various states. The culturally rich environment further enriches the study abroad USA experience. Studying in the USA for Indian students offers a world-class education and abundant career opportunities.

Question 3: Can I study in the USA with a B1/B2 visa?

Answer: The B1/B2 visa, commonly known as the "visitor visa," allows individuals to visit the United States for purposes like tourism, business meetings, or medical treatment. However, it does not grant the holder the right to study in the USA. If you wish to study in the USA in 2025, you must apply for a student visa, such as the F-1 or M-1 visa. To switch from a B1/B2 visa to a student visa, you need to file Form I-539 to change your status and await USCIS approval before enrolling in a Student and Exchange Visitor Program (SEVP)-certified program.

Question 4: What is the application process for U.S. universities?

Answer: Following are the steps given for the application process for US universities: 

  • Choose your course/university

  • Take required exams (like TOEFL/IELTS, GRE/GMAT/SAT)

  • Submit online application + documents

  • Pay the application fee

  • Wait for admission decision + get I-20

Apply for a student visa (F-1)

Question 5: What are the English language requirements?

Answer: Most universities accept:

  • TOEFL iBT: 80–100

  • IELTS: 6.5–7.5 bands
    Some may also accept
    Duolingo or PTE Academic.

Question 6: Can I work while studying in the USA?

Answer: Yes, international students can work:

  • On-campus: Up to 20 hours/week during semesters

Optional Practical Training (OPT): Post-study work up to 3 years for STEM courses

Question 7: What scholarships are available for Indian students?

Answer: Popular scholarships include:

  • Fulbright-Nehru Masters Fellowships

  • Inlaks Shivdasani Foundation

  • Tata Trusts Scholarships

University-specific merit/need-based aid
Amounts can range from partial tuition waivers to full-ride support.

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Browse Exams

TOEFL

English language proficiency test

PTE

The computer-based English test

SAT

Standardized test administered by College Board

GRE

Admission test for graduates

GMAT

Test for Business and Management Programs

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