Banks

Interest Rates 

Duration

State Bank of India

10.50% ((0.50% less for a female candidate)

The loan should be paid back in 1 year of finishing the course or 6 months after securing a job. The maximum repayment period is 15 years.

Bank Of India

10.90%

Course time + 1 year or 6 months after acquiring a job, and the loan is to be repaid in 15 years. 

Punjab National Bank

9.45 to 11%

A maximum of up to 15 years

Central Bank of India

10.40% (0.50% less for a female candidate)

Repayment will begin 12 months after finishing the program or 6 months after securing a job, whichever comes first.

Bank Of Baroda

9.70 to 11.20%

The loan duration is the course term plus 1 year or 6 months after starting work, whichever comes first. If the loan amount exceeds Rupees 7.50 lacs, it can be repaid in 180 monthly installments.

Syndicate Bank

10.75-11.50% (0.50% less for a female candidate)

Course duration plus one year or six months after starting a job. The applicant or their guardian is responsible for repaying the loan interest within the agreed duration.

Punjab & Sind Bank

10.25%

The loan should be repaid in equal monthly payments for a maximum of 15 years.

Allahabad Bank

9.90% (0.50% less for a female candidate)

Course Period + 1 year or 6 months after having a job. The loan must be repaid within a maximum of 15 years.

Banks

Interest Rates 

Duration

ICICI

13% 

The duration of the course is 6 months after the borrower obtains employment, and the loan must be repaid within 5 - 7 years.

HDFC

14%

Loan repayment begins one year after course completion / six months after a job is obtained, whichever comes first.

Axis Bank

13.50%

up to 15 years