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Education Loan for Germany

Updated on Nov 15, 2022
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Let's look at the several lenders who offer study abroad loans to international students in Germany

Educational Loan Options - Without Collateral 


Public Banks: State Bank of India, Bank of Baroda, Union Bank, etc.

Average Loan Amount: 20 to 75 Lakhs

Interest Rates: 10% to 11%


Private Banks: ICICI, HDFC, Axis Bank, etc.

Average Loan Amount:  Up to 7.5 Lakhs ( 40 Lakhs to selected universities)

Interest Rates: 10% to 11%


Private Banks: Credila, Avanse, Incred, etc.

Average Loan Amount: 20 lakhs (For MS courses and also the income of applicant and co-applicant is considered)

Interest Rates: 12% to 16%

Educational Loan Options - With Collateral 


Public Banks: State Bank of India, Bank of Baroda, Union Bank, etc.

Average Loan Amount: Up to 1.5 crore

Interest Rates: 8.85% to 10.25%


Private Banks: ICICI, HDFC, Axis Bank, etc.

Average Loan Amount:  Up to 60 lakhs

Interest Rates: 11% to 13.5%


Private Banks: Credila, Avanse, Incred, etc.

Average Loan Amount:  Up to 50 lakhs

Interest Rates: 12% to 14%

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