• The applicant must be an Indian citizen with a solid academic record.

• The applicant must be interested in enrolling in a professional or technical program. Banks are more likely to lend money to people taking courses that guarantee a job.

• The applicant must be accepted to an overseas university.

• If the applicant is under 18, their parents must take the loan in their name.

Question 1: What is international student loan eligibility in the USA?

Answer: Students who are not US citizens or permanent residents but seek to attend a recognized college or university in the US. Almost all borrowers require a creditworthy co-signer who is a US citizen or permanent resident. Loans without a co-signer are becoming increasingly popular.

Question 2: Is there a limit on how much money you can borrow as a student?

Answer: You can ask for up to the total cost of your education, less any additional financial aid provided by your school, as determined by your institution. You can also contact the financial assistance office at your respective university to learn more about it.

Question 3: Can a non-US citizen or a US permanent resident obtain a loan while studying in a different country?

Answer: Loan programs are only available to international students studying in the US and US citizens studying abroad. 

Question 4: Can I still acquire a loan if my school isn't on the list?

Answer: If your school does not appear on our list of qualified schools, we cannot provide you with a loan. We recommend contacting your school directly to see if they know of any loan programs for international students.